The Home Service Club offers service in all 50 states and presents a grace period of 30 days before a $45 charge applies to cancel the contract if desired. Separate plan pricing is available for condominium coverages, and we like that customers can select from a month-to-month payment plan or various annual contract lengths. However, canceling a contract before completion incurs a $75 cancellation fee and a prorated refund. 67% of house owners in our home guarantee survey reported that they consider their home warranty is price the price, whereas respondents were practically split on whether they used their home…